FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · FLORIDA

PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT franchise in Florida: what the public record shows

Franchisees of PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT in Florida have taken 13 SBA loans since 1991 (average $342,976)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 8.3% is the better guide.

SBA loan outcomes · Floridavs national

Loans in FL

13

Resolved

3

Local charge-off

thin

National charge-off

8.3%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = FL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Florida vs nationalTypical density

Businesses in this industry

10,280

statewide, all operators

Per 100k residents

44

national 39.6

Versus the country

+11%

denser

Every business in PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT's industry operating in Florida — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Florida12 systems
SystemLoans in FLLocal charge-offUnits in FL
Ace Hardware4711.5%
MIGHTY DOG ROOFING20thin
SAM THE CONCRETE MAN12thin
Mr. Electric10thin
Mr. Handyman10thin
ACE HANDYMAN SERVICES9thin43
Bumble Bee Blinds9thin22
GLASS DOCTOR9thin14
Closets By Design8thin
Five Star Painting8thin
Mosquito Shield8thin
Five Star Bath Solutions7thin

Same sector, same state, same public records — how PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT compares to the systems a buyer in Florida would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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