Challenge Island vs Story Time Chess
Side-by-side figures from each brand's latest FDD Item 20 as we extracted them; verdicts are our opinion under the published methodology, and the source filing and year are on each brand's profile. Green marks the more favorable metric (lower for distress), not a recommendation to buy.
Units · latest run
+18.0% (2023–2025)
Net unit change
5 → 7 units (2023–2025)
Weak
Exit quality
Too little history
Strong
Transfer / churn
Too little history
Too few seasoned loans
SBA losses vs same-year loans
No SBA loans
—
Distress
—
$49,900
Franchise fee
$49,500
$58K–$74K
Investment range
$66K–$87K
7%
Royalty
7%
Disclosed
Earnings (Item 19)
Disclosed
Challenge Island
Story Time Chess
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A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing the numbers, including talking you out of a bad deal.