FREEWAY INSURANCE vs WE INSURE
Side-by-side figures from each brand's latest FDD Item 20 as we extracted them; verdicts are our opinion under the published methodology, and the source filing and year are on each brand's profile. Green marks the more favorable metric (lower for distress), not a recommendation to buy.
Units · latest run
+23.8% (2023–2025)
Net unit change
-30.2% (2022–2024)
Too little history
Exit quality
Strong
Too little history
Transfer / churn
Strong
Too few seasoned loans
SBA losses vs same-year loans
Too few seasoned loans
—
Distress
—
$25,000
Franchise fee
$50,000
$35K–$84K
Investment range
$70K–$138K
14%
Royalty
Not disclosed
Disclosed
Earnings (Item 19)
Not disclosed
FREEWAY INSURANCE
WE INSURE
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A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing the numbers, including talking you out of a bad deal.