LEDGERS - UNIT vs Payroll Vault Franchising
Side-by-side figures from each brand's latest FDD Item 20 as we extracted them; verdicts are our opinion under the published methodology, and the source filing and year are on each brand's profile. Green marks the more favorable metric (lower for distress), not a recommendation to buy.
Units · latest run
4 → 16 units (2023–2025)
Net unit change
+14.5% (2023–2025)
Too little history
Exit quality
Weak
Too little history
Transfer / churn
Strong
No SBA loans
SBA losses vs same-year loans
Too few seasoned loans
—
Distress
—
$35,000
Franchise fee
$68,500
$48K–$90K
Investment range
$77K–$140K
10%
Royalty
6%
Disclosed
Earnings (Item 19)
Disclosed
LEDGERS - UNIT
Payroll Vault Franchising
Before you sign anythingfree · 30 min · no commission
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing the numbers, including talking you out of a bad deal.