FRANCHISE·WATCH·DESK

PayMore vs TECHY

Side-by-side figures from each brand's latest FDD Item 20 as we extracted them; verdicts are our opinion under the published methodology, and the source filing and year are on each brand's profile. Green marks the more favorable metric (lower for distress), not a recommendation to buy.

PayMore
Too little disclosed history
TECHY
Proven & steady
Verdict
Units · latest run
21 → 100 units (2023–2025)
Net unit change
+121.4% (2023–2025)
Too little history
Exit quality
Weak
Too little history
Transfer / churn
Strong
Too few seasoned loans
SBA losses vs same-year loans
Too few seasoned loans
—
Distress
—
$35,000
Franchise fee
$15,000
$139K–$269K
Investment range
$119K–$400K
5%
Royalty
7%
Disclosed
Earnings (Item 19)
Not disclosed

PayMore

TECHY

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