SBA 7(a)/504 FOIA · FY1991–PRESENT · WASHINGTON
Aamco Transmissions franchise in Washington: what the public record shows
Franchisees of Aamco Transmissions in Washington have taken 14 SBA loans since 1991 (average $309,064), and of the 11 loans whose story has ended, 27.3% were charged off — versus 28.6% for Aamco Transmissions nationally and 14.8% across all rateable franchise brands.
Loans in WA
14
Resolved
11
Local charge-off
27.3%
National charge-off
28.6%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
2,152
statewide, all operators
Per 100k residents
27
national 30.2
Versus the country
-11%
thinner
Every business in Aamco Transmissions's industry operating in Washington — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in WA | Local charge-off | Units in WA |
|---|---|---|---|
| Chevron (Gas Station) | 65 | 4.3% | — |
| Phillips 66 | 40 | 0.0% | — |
| Chevron - Retail Supply Contract | 37 | 0.0% | — |
| Shell Service Station | 32 | 4.8% | — |
| Exxon | 26 | 0.0% | — |
| Arco (Gas Station) | 25 | 0.0% | — |
| Texaco Service Station | 23 | 6.3% | — |
| Grease Monkey | 18 | 9.1% | — |
| Union 76 Oil | 16 | 7.7% | — |
| Conoco Service Station | 13 | 10.0% | — |
| Maaco Auto Painting Center | 12 | thin | — |
| LINE-X | 11 | thin | 3 |
Same sector, same state, same public records — how Aamco Transmissions compares to the systems a buyer in Washington would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Aamco Transmissions's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →