FRANCHISE·WATCH·DESK

ITEMS 5–7 · 2026 FDD

How much is a BNI franchise?

Per BNI's 2026 FDD, the initial franchise fee is $35,000 (Item 5) and the total initial investment runs $53K–$270K (Item 7); once open, you pay an ongoing royalty of 20.0% of gross sales (Item 6).

Franchise fee · Item 5

$35,000

one-time, to buy in

Royalty · Item 6

20.0%

of gross sales, ongoing

Total investment · Item 7

$53K–$270K

franchisor's own estimate

BNI vs business services medians58 systems benchmarked
Cost lineBNISector median
Initial franchise fee ITEM 5$35,000$47,500
Ongoing royalty ITEM 620.0%7.3%
Total initial investment ITEM 7$53K–$270K$78K–$131K

MEDIANS: LATEST FDD FILINGS (≤24 MONTHS OLD) OF 58 BUSINESS SERVICES SYSTEMS · FULL BUSINESS SERVICES BENCHMARK →

Breakeven framingwhat it costs · what it drags

The buy-in is the smaller number. The larger one is the drag: 20.0% of every sale leaves before rent, labor, or your salary — so breakeven depends on volume you cannot know from the FDD; use the Item 19 figures as a starting point, not a promise.

To open (Item 7)

$53K–$270K

all-in investment range

Franchise fee (Item 5)

$35,000

upfront, one-time

Royalty (Item 6)

20%

of sales, ongoing

If a unit does this in annual sales…$500K/yr

Starts at a placeholder of $500K — a round figure for the sector, not from BNI’s filings. Set your own figure and check it against this brand's Item 19 and what owners tell you.

Royalty you'd pay / yr

$100K

20% of sales, before profit

Over a 10-yr term

$1M

royalties alone, excl. ad fund

This estimate is computed by software from the brand's public filings and any inputs you enter. No CPA prepared it for you and no assurance is provided on it. Actual results will differ, and the differences may be material.

This is not profit. It covers what the FDD fixes: what you put in, and the royalty you owe on sales. Your take-home depends on labor, rent, supplies, and the months to breakeven, none of which the FDD fixes for your unit (some Item 19s include cost data — read it).

Build a real pro-forma for BNI with a buyer-paid CPA

BNI cost questions, answered from the filing

How much is a BNI franchise?

Per BNI's 2026 FDD, opening a franchise requires an initial franchise fee of $35,000 (Item 5) and a total initial investment of $53K–$270K (Item 7). Item 7 is the franchisor's own estimate — treat the low end as a floor, not a budget.

What royalty does BNI charge?

BNI charges an ongoing royalty of 20.0% of gross sales, per Item 6 of its 2026 FDD. The median across 58 business services systems tracked here is 7.3%.

Does BNI tell you what franchisees earn?

Partly — BNI makes a financial performance representation in Item 19 of its 2026 FDD, reporting a median unit volume of $293K. Unit revenue is not owner profit: subtract royalties, ad fund, rent, labor, and debt service.

The BNI validation checklist

questions built from this brand's own filings · read them all on the profile

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A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing BNI’s numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

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