FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · LOUISIANA

Camp Bow Wow franchise in Louisiana: what the public record shows

Franchisees of Camp Bow Wow in Louisiana have taken 10 SBA loans in the FY1991–present FOIA files (average $848,730). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Camp Bow Wow's national ratio is 0.2×.

SBA loan outcomes · Louisianavs same-year franchise loans

Loans in LA

10

Charged off (all years)

0 of 4

Loss ratio in LA

—

Loss ratio nationally

0.2×

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = LA. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Market density · Louisiana vs nationalThin market

Businesses in this industry

177

statewide, all operators

Per 100k residents

3.8

national 7.2

Versus the country

-47%

thinner

Every business in Camp Bow Wow's industry operating in Louisiana — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across the brand-state cells in the loan data, denser markets have historically charged off less often than the thinnest (see the research page). A crowded market is usually proven demand; an empty one is often empty for a reason.

Labor cost · Louisiana vs nationalBelow-average wages

Avg weekly wage, this industry

$496

Louisiana, BLS QCEW 2025

National average

$620

same industry, all states

Versus the country

-20%

cheaper to staff

What Camp Bow Wow's industry actually pays workers in Louisiana, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This cost signal is independent of the FDD: a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.

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