SBA 7(a)/504 FOIA · FY1991–PRESENT · ALABAMA
Choice Hotels International franchise in Alabama: what the public record shows
Franchisees of Choice Hotels International in Alabama have taken 21 SBA loans since 1991 (average $1,295,714), and of the 17 loans whose story has ended, 29.4% were charged off — versus 27.0% for Choice Hotels International nationally and 14.8% across all rateable franchise brands.
Loans in AL
21
Resolved
17
Local charge-off
29.4%
National charge-off
27.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in AL | Local charge-off | Units in AL |
|---|---|---|---|
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 43 | 18.2% | — |
| Days Inn | 41 | 14.3% | — |
| Quality Inn/Quality Suites, Hotel Or Resort | 34 | 5.9% | — |
| Holiday Inn Express/Holiday Inn Express & Suites | 32 | 12.5% | — |
| Best Western Inn | 22 | 23.5% | — |
| Hampton Inns | 22 | 0.0% | — |
| Econo Lodge Motel | 21 | 7.1% | — |
| Motel 6 | 18 | thin | — |
| Super 8 Motel | 16 | 8.3% | — |
| La Quinta Inn | 14 | thin | — |
| Red Roof Inn | 14 | thin | — |
| Super 8 by Wyndhan / Super 8 | 12 | thin | — |
Same sector, same state, same public records — how Choice Hotels International compares to the systems a buyer in Alabama would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Choice Hotels International's numbers, including talking you out of a bad deal.
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