SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA
Chrysler franchise in Pennsylvania: what the public record shows
Franchisees of Chrysler in Pennsylvania have taken 5 SBA loans in the FY1991–present FOIA files (average $1,520,600). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Chrysler's national ratio is 0.3×.
Loans in PA
5
Charged off (all years)
0 of 3
Loss ratio in PA
—
Loss ratio nationally
0.3×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
Businesses in this industry
5,132
statewide, all operators
Per 100k residents
39.2
national 30.2
Versus the country
+30%
denser
Every business in Chrysler's industry operating in Pennsylvania — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across the brand-state cells in the loan data, denser markets have historically charged off less often than the thinnest (see the research page). A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$979
Pennsylvania, BLS QCEW 2025
National average
$1,002
same industry, all states
Versus the country
-2%
cheaper to staff
What Chrysler's industry actually pays workers in Pennsylvania, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This cost signal is independent of the FDD: a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in PA | Charged off (all years) | Loss ratio in PA | Units in PA |
|---|---|---|---|---|
| Aamco Transmissions | 45 | 7 of 28 | — | — |
| Meineke | 45 | 12 of 39 | 2.1× | — |
| Sunoco Service Station | 42 | 2 of 27 | — | — |
| Matco Tools | 27 | 6 of 23 | — | — |
| Cottman Transmission | 17 | 4 of 15 | — | — |
| Maaco | 14 | 0 of 11 | — | — |
| All Tune and Lube | 11 | 6 of 8 | — | — |
| Sunoco fuel supply | 10 | 0 of 5 | — | — |
| 1-800-Radiator & A/C | 8 | 2 of 8 | — | — |
| Ford Motor (Dealers) | 8 | 1 of 4 | — | — |
| Snap-On | 8 | 0 of 8 | — | — |
| LINE-X | 6 | 0 of 2 | — | 4 |
Other systems in Chrysler's sector whose franchisees borrowed in Pennsylvania. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing Chrysler’s numbers, including talking you out of a bad deal.