SBA 7(a)/504 FOIA · FY1991–PRESENT · TEXAS
CLARION HOTEL franchise in Texas: what the public record shows
Franchisees of CLARION HOTEL in Texas have taken 15 SBA loans in the FY1991–present FOIA files (average $2,236,613). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. CLARION HOTEL's national ratio is 1.3× (not clearly different from 1.0×). Its latest FDD Item 20 state table reports 5 franchised outlets in Texas (fiscal 2025) — about 0.02 per 100k residents.
Loans in TX
15
Charged off (all years)
4 of 8
Loss ratio in TX
—
Loss ratio nationally (not clear)
1.3×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TX. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 4 | 0 |
| 2024 | 5 | 0 |
| 2025 | 5 | 0 |
| System | Loans in TX | Charged off (all years) | Loss ratio in TX | Units in TX |
|---|---|---|---|---|
| Best Western Inn | 243 | 14 of 147 | 0.6× | — |
| Days Inn | 190 | 21 of 132 | 1.1×NOT CLEAR | — |
| Holiday Inn Express | 185 | 18 of 108 | 0.8×NOT CLEAR | — |
| Super 8 | 180 | 10 of 123 | 0.5× | — |
| La Quinta Inn | 177 | 17 of 90 | 1.3×NOT CLEAR | — |
| QUALITY INN | 115 | 10 of 77 | 0.8×NOT CLEAR | 129 |
| Comfort Inn | 112 | 14 of 79 | 1.0×NOT CLEAR | — |
| Motel 6 | 90 | 2 of 42 | 0.4×NOT CLEAR | — |
| Hampton Inns | 76 | 6 of 41 | 1.0×NOT CLEAR | — |
| Holiday Inn | 76 | 3 of 41 | 0.6×NOT CLEAR | — |
| Ramada Inn | 75 | 11 of 61 | 1.0×NOT CLEAR | — |
| Choice Hotels International | 74 | 14 of 61 | 1.1×NOT CLEAR | — |
Other systems in CLARION HOTEL's sector whose franchisees borrowed in Texas. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing CLARION HOTEL’s numbers, including talking you out of a bad deal.