FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · ARIZONA

Comfort Inn franchise in Arizona: what the public record shows

Franchisees of Comfort Inn in Arizona have taken 21 SBA loans in the FY1991–present FOIA files (average $1,452,595). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Comfort Inn's national ratio is 0.7×.

SBA loan outcomes · Arizonavs same-year franchise loans

Loans in AZ

21

Charged off (all years)

3 of 13

Loss ratio in AZ

—

Loss ratio nationally

0.7×

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AZ. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Same-sector systems with SBA loan history in Arizona12 systems
SystemLoans in AZCharged off (all years)Loss ratio in AZUnits in AZ
Days Inn455 of 360.9×NOT CLEAR—
Super 8432 of 32——
Best Western Inn332 of 22——
Motel 6250 of 12——
QUALITY INN251 of 16—16
Travelodge233 of 18——
Ramada Inn212 of 18——
Choice Hotels International187 of 15——
ECONO LODGE161 of 11—6
Holiday Inn Express162 of 10——
La Quinta Inn150 of 8——
Holiday Inn140 of 9——

Other systems in Comfort Inn's sector whose franchisees borrowed in Arizona. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

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