SBA 7(a)/504 FOIA · FY1991–PRESENT · TEXAS
Comfort Inn franchise in Texas: what the public record shows
Franchisees of Comfort Inn in Texas have taken 112 SBA loans in the FY1991–present FOIA files (average $1,745,705). Those approved through FY2020 defaulted at a rate not clearly different from franchise loans made in the same years nationally: 14 charge-offs among 72 resolved loans, where about 14 would be expected (1.0×). Comfort Inn's national ratio is 0.7×.
Loans in TX
112
Charged off (all years)
14 of 79
Loss ratio in TX (not clear)
1.0×
Loss ratio nationally
0.7×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TX. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| System | Loans in TX | Charged off (all years) | Loss ratio in TX | Units in TX |
|---|---|---|---|---|
| Best Western Inn | 243 | 14 of 147 | 0.6× | — |
| Days Inn | 190 | 21 of 132 | 1.1×NOT CLEAR | — |
| Holiday Inn Express | 185 | 18 of 108 | 0.8×NOT CLEAR | — |
| Super 8 | 180 | 10 of 123 | 0.5× | — |
| La Quinta Inn | 177 | 17 of 90 | 1.3×NOT CLEAR | — |
| QUALITY INN | 115 | 10 of 77 | 0.8×NOT CLEAR | 129 |
| Motel 6 | 90 | 2 of 42 | 0.4×NOT CLEAR | — |
| Hampton Inns | 76 | 6 of 41 | 1.0×NOT CLEAR | — |
| Holiday Inn | 76 | 3 of 41 | 0.6×NOT CLEAR | — |
| Ramada Inn | 75 | 11 of 61 | 1.0×NOT CLEAR | — |
| Choice Hotels International | 74 | 14 of 61 | 1.1×NOT CLEAR | — |
| Americas Best Value Inn | 66 | 4 of 34 | 0.8×NOT CLEAR | — |
Other systems in Comfort Inn's sector whose franchisees borrowed in Texas. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
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