SBA 7(a)/504 FOIA · FY1991–PRESENT · MISSISSIPPI
Crumbl Cookies franchise in Mississippi: what the public record shows
Franchisees of Crumbl Cookies in Mississippi have taken 5 SBA loans since 1991 (average $353,860)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 0.0% is the better guide.
Loans in MS
5
Resolved
3
Local charge-off
thin
National charge-off
0.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MS. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
4,811
statewide, all operators
Per 100k residents
163.5
national 179.9
Versus the country
-9%
thinner
Every business in Crumbl Cookies's industry operating in Mississippi — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in MS | Local charge-off | Units in MS |
|---|---|---|---|
| Fox'S Pizza Den | 13 | thin | — |
| Domino's Pizza | 12 | thin | — |
| Little Caesar Pizza | 11 | 9.1% | — |
| Zaxby's | 11 | thin | — |
| Quiznos | 8 | thin | — |
| Smoothie King (Health Food Store) | 8 | thin | — |
| TCBY | 8 | thin | — |
| Dickey'S Barbecue Pit | 6 | thin | — |
| Papa Johns | 6 | thin | — |
| Taco Del Mar | 6 | thin | — |
| CHECKERS RESTAURANT OR RALLY'S RESTAURANT | 5 | thin | — |
| HUDDLE HOUSE | 5 | thin | — |
Same sector, same state, same public records — how Crumbl Cookies compares to the systems a buyer in Mississippi would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Crumbl Cookies's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →