SBA 7(a)/504 FOIA · FY1991–PRESENT · IOWA
DAIRY QUEEN franchise in Iowa: what the public record shows
Franchisees of DAIRY QUEEN in Iowa have taken 43 SBA loans since 1991 (average $279,848), and of the 38 loans whose story has ended, 7.9% were charged off — versus 9.4% for DAIRY QUEEN nationally and 14.8% across all rateable franchise brands.
Loans in IA
43
Resolved
38
Local charge-off
7.9%
National charge-off
9.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in IA | Local charge-off | Units in IA |
|---|---|---|---|
| Subway | 85 | 11.8% | 242 |
| Blimpie | 25 | 40.9% | — |
| HOTWORX | 17 | thin | 13 |
| QUALITY INN | 17 | 10.0% | 31 |
| Matco Tools | 16 | 26.7% | — |
| Hardee's | 15 | 0.0% | 47 |
| PITA PIT | 12 | 36.4% | 11 |
| Radioshack | 11 | 27.3% | — |
| Home Instead | 9 | thin | 9 |
| Pickerman'S | 9 | thin | — |
| SERVICEMASTER RESTORE | 8 | thin | 23 |
| Culligan | 7 | thin | 21 |
Same sector, same state, same public records — how DAIRY QUEEN compares to the systems a buyer in Iowa would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing DAIRY QUEEN's numbers, including talking you out of a bad deal.