SBA 7(a)/504 FOIA · FY1991–PRESENT · TEXAS
Dogtopia franchise in Texas: what the public record shows
Franchisees of Dogtopia in Texas have taken 29 SBA loans since 1991 (average $873,603), and of the 11 loans whose story has ended, 9.1% were charged off — versus 6.0% for Dogtopia nationally and 14.8% across all rateable franchise brands.
Loans in TX
29
Resolved
11
Local charge-off
9.1%
National charge-off
6.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TX. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
1,921
statewide, all operators
Per 100k residents
6.1
national 7.2
Versus the country
-15%
thinner
Every business in Dogtopia's industry operating in Texas — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in TX | Local charge-off | Units in TX |
|---|---|---|---|
| Camp Bow Wow | 37 | 0.0% | — |
| Pet Supplies Plus | 34 | thin | — |
| ZOOM ROOM | 7 | thin | — |
| United Check Cashing | 6 | thin | — |
| ROOSTERS AND ROOSTERS MEN'S GROOMING CENTER | 5 | thin | 10 |
Same sector, same state, same public records — how Dogtopia compares to the systems a buyer in Texas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Dogtopia's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →