FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · SOUTH CAROLINA

Dollar Discount Stores franchise in South Carolina: what the public record shows

Franchisees of Dollar Discount Stores in South Carolina have taken 6 SBA loans since 1991 (average $80,750)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 38.0% is the better guide.

SBA loan outcomes · South Carolinavs national

Loans in SC

6

Resolved

4

Local charge-off

thin

National charge-off

38.0%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = SC. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Same-sector systems with SBA loan history in South Carolina12 systems
SystemLoans in SCLocal charge-offUnits in SC
QUALITY INN679.3%55
Subway584.8%320
SLEEP INN250.0%18
ECONO LODGE2015.4%19
JERSEY MIKE'S175.9%98
DAIRY QUEEN1318.2%
MASSAGE ENVY1210.0%17
Plato'S Closet11thin
Blimpie10thin
Country Inn10thin10
Signarama10thin
BEEF O' BRADY'S FAMILY SPORTS PUBS9thin1

Same sector, same state, same public records — how Dollar Discount Stores compares to the systems a buyer in South Carolina would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Dollar Discount Stores's numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

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