FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · MARYLAND

Dunkin Donuts/Baskin-Robbins Co-Brand franchise in Maryland: what the public record shows

Franchisees of Dunkin Donuts/Baskin-Robbins Co-Brand in Maryland have taken 52 SBA loans since 1991 (average $591,621), and of the 37 loans whose story has ended, 10.8% were charged off — versus 7.1% for Dunkin Donuts/Baskin-Robbins Co-Brand nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Marylandvs national

Loans in MD

52

Resolved

37

Local charge-off

10.8%

National charge-off

7.1%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MD. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Maryland vs nationalTypical density

Businesses in this industry

10,364

statewide, all operators

Per 100k residents

165.5

national 179.9

Versus the country

-8%

thinner

Every business in Dunkin Donuts/Baskin-Robbins Co-Brand's industry operating in Maryland — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Maryland12 systems
SystemLoans in MDLocal charge-offUnits in MD
Quiznos5810.4%
Cold Stone Creamery3145.5%
Smoothie King (Health Food Store)2618.2%
Jerry'S Sub Shop2527.3%
Tropical Smoothie Cafe24thin70
Rita'S Real Italian Water Ice216.7%
Domino's Pizza160.0%
RITA'S ICE-CUSTARD-HAPPINESS16thin
Jimmy John's1515.4%
Saladworks13thin
Auntie Ann'S (Soft Pretzels)11thin
Bruster'S11thin

Same sector, same state, same public records — how Dunkin Donuts/Baskin-Robbins Co-Brand compares to the systems a buyer in Maryland would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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