SBA 7(a)/504 FOIA · FY1991–PRESENT · IDAHO
Dutch Bros. Coffee franchise in Idaho: what the public record shows
Franchisees of Dutch Bros. Coffee in Idaho have taken 19 SBA loans since 1991 (average $447,747), and of the 14 loans whose story has ended, 0.0% were charged off — versus 0.0% for Dutch Bros. Coffee nationally and 14.8% across all rateable franchise brands.
Loans in ID
19
Resolved
14
Local charge-off
0.0%
National charge-off
0.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = ID. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
3,287
statewide, all operators
Per 100k residents
164.2
national 179.9
Versus the country
-9%
thinner
Every business in Dutch Bros. Coffee's industry operating in Idaho — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in ID | Local charge-off | Units in ID |
|---|---|---|---|
| Quiznos | 18 | 23.5% | — |
| Blimpie | 13 | 10.0% | — |
| Cold Stone Creamery | 13 | thin | — |
| Domino's Pizza | 13 | 0.0% | — |
| Jimmy John's | 10 | thin | — |
| GREAT HARVEST BREAD CO. | 9 | thin | — |
| Papa Murphy'S Take & Bake Pizza | 8 | thin | — |
| A & W Restaurant | 7 | thin | — |
| TCBY | 7 | thin | — |
| Arby's | 6 | thin | — |
| Baskin-Robbins 31 Ice Cream | 6 | thin | — |
| Crumbl Cookies | 6 | thin | — |
Same sector, same state, same public records — how Dutch Bros. Coffee compares to the systems a buyer in Idaho would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Dutch Bros. Coffee's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →