SBA 7(a)/504 FOIA · FY1991–PRESENT · VERMONT
ECONO LODGE franchise in Vermont: what the public record shows
Franchisees of ECONO LODGE in Vermont have taken 6 SBA loans in the FY1991–present FOIA files (average $515,833). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. ECONO LODGE's national ratio is 0.7×. Its latest FDD Item 20 state table reports 3 franchised outlets in Vermont (fiscal 2025) — about 0.46 per 100k residents.
Loans in VT
6
Charged off (all years)
1 of 3
Loss ratio in VT
—
Loss ratio nationally
0.7×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = VT. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 4 | — |
| 2024 | 3 | — |
| 2025 | 3 | — |
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing ECONO LODGE’s numbers, including talking you out of a bad deal.