SBA 7(a)/504 FOIA · FY1991–PRESENT · VERMONT
ECONO LODGE franchise in Vermont: what the public record shows
Franchisees of ECONO LODGE in Vermont have taken 7 SBA loans since 1991 (average $704,285)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 10.6% is the better guide. Its latest FDD Item 20 state table reports 3 franchised outlets in Vermont (fiscal 2025) — about 0.46 per 100k residents.
Loans in VT
7
Resolved
4
Local charge-off
thin
National charge-off
10.6%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = VT. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 4 | — |
| 2024 | 3 | — |
| 2025 | 3 | — |
| System | Loans in VT | Local charge-off | Units in VT |
|---|---|---|---|
| Subway | 18 | 0.0% | 33 |
Same sector, same state, same public records — how ECONO LODGE compares to the systems a buyer in Vermont would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing ECONO LODGE's numbers, including talking you out of a bad deal.