SBA 7(a)/504 FOIA · FY1991–PRESENT · KANSAS
Econo Lub N Tune franchise in Kansas: what the public record shows
Franchisees of Econo Lub N Tune in Kansas have taken 5 SBA loans since 1991 (average $75,200)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 36.2% is the better guide.
Loans in KS
5
Resolved
4
Local charge-off
thin
National charge-off
36.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = KS. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
955
statewide, all operators
Per 100k residents
32.1
national 30.2
Versus the country
+6%
denser
Every business in Econo Lub N Tune's industry operating in Kansas — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in KS | Local charge-off | Units in KS |
|---|---|---|---|
| Aamco Transmissions | 7 | thin | — |
| Cottman Transmission | 7 | thin | — |
| Amoco (Gas Station) | 6 | thin | — |
| Christian Brothers Automotive | 6 | thin | — |
| LINE-X | 6 | thin | 1 |
| Conoco Service Station | 5 | thin | — |
| World Fuel Services, Inc Wholesale Supply Agreement | 5 | thin | — |
Same sector, same state, same public records — how Econo Lub N Tune compares to the systems a buyer in Kansas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Econo Lub N Tune's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →