SBA 7(a)/504 FOIA · FY1991–PRESENT · WEST VIRGINIA
EDIBLE ARRANGEMENTS franchise in West Virginia: what the public record shows
Franchisees of EDIBLE ARRANGEMENTS in West Virginia have taken 5 SBA loans since 1991 (average $103,080)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 14.7% is the better guide. Its latest FDD Item 20 state table reports 1 franchised outlets in West Virginia (fiscal 2025) — about 0.06 per 100k residents.
Loans in WV
5
Resolved
3
Local charge-off
thin
National charge-off
14.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WV. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 4 | 0 |
| 2024 | 3 | 0 |
| 2025 | 1 | 0 |
| System | Loans in WV | Local charge-off | Units in WV |
|---|---|---|---|
| Subway | 52 | 11.1% | 151 |
| DAIRY QUEEN | 17 | 9.1% | — |
| Matco Tools | 6 | thin | — |
Same sector, same state, same public records — how EDIBLE ARRANGEMENTS compares to the systems a buyer in West Virginia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing EDIBLE ARRANGEMENTS's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →