FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · IOWA

FUZZY'S TACO SHOP franchise in Iowa: what the public record shows

Franchisees of FUZZY'S TACO SHOP in Iowa have taken 6 SBA loans since 1991 (average $398,833)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 15.2% is the better guide.

SBA loan outcomes · Iowavs national

Loans in IA

6

Resolved

6

Local charge-off

thin

National charge-off

15.2%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Iowa vs nationalTypical density

Businesses in this industry

5,253

statewide, all operators

Per 100k residents

162.1

national 179.9

Versus the country

-10%

thinner

Every business in FUZZY'S TACO SHOP's industry operating in Iowa — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Iowa12 systems
SystemLoans in IALocal charge-offUnits in IA
PIZZA RANCH7810.0%65
Domino's Pizza290.0%
Blimpie2540.9%
Quiznos2437.5%
Culver's220.0%
TACO JOHN'S176.3%50
SCOOTER'S COFFEE16thin93
Hardee's150.0%
Cold Stone Creamery1453.8%
Jimmy John's11thin
Little Caesars11thin
GODFATHER'S PIZZA9thin

Same sector, same state, same public records — how FUZZY'S TACO SHOP compares to the systems a buyer in Iowa would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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