SBA 7(a)/504 FOIA · FY1991–PRESENT · IDAHO
Grease Monkey franchise in Idaho: what the public record shows
Franchisees of Grease Monkey in Idaho have taken 10 SBA loans since 1991 (average $725,850)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 13.3% is the better guide.
Loans in ID
10
Resolved
7
Local charge-off
thin
National charge-off
13.3%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = ID. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
664
statewide, all operators
Per 100k residents
33.2
national 30.2
Versus the country
+10%
denser
Every business in Grease Monkey's industry operating in Idaho — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$958
Idaho, BLS QCEW 2025
National average
$1,002
same industry, all states
Versus the country
-4%
cheaper to staff
What Grease Monkey's industry actually pays workers in Idaho, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in ID | Local charge-off | Units in ID |
|---|---|---|---|
| Chevron (Gas Station) | 25 | 0.0% | — |
| Texaco Service Station | 14 | 9.1% | — |
| Exxon | 13 | thin | — |
| Meineke | 10 | 50.0% | — |
| JIFFY LUBE | 7 | thin | 22 |
| Aamco Transmissions | 6 | thin | — |
| Phillips 66 | 6 | thin | — |
Same sector, same state, same public records — how Grease Monkey compares to the systems a buyer in Idaho would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Grease Monkey's numbers, including talking you out of a bad deal.