SBA 7(a)/504 FOIA · FY1991–PRESENT · ALABAMA
Holiday Inn Express franchise in Alabama: what the public record shows
Franchisees of Holiday Inn Express in Alabama have taken 32 SBA loans since 1991 (average $1,679,328), and of the 16 loans whose story has ended, 12.5% were charged off — versus 11.7% for Holiday Inn Express nationally and 14.8% across all rateable franchise brands.
Loans in AL
32
Resolved
16
Local charge-off
12.5%
National charge-off
11.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in AL | Local charge-off | Units in AL |
|---|---|---|---|
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 43 | 18.2% | — |
| Days Inn | 41 | 14.3% | — |
| Super 8 | 28 | 5.6% | — |
| Best Western Inn | 22 | 23.5% | — |
| Hampton Inns | 22 | 0.0% | — |
| Choice Hotels International | 21 | 29.4% | — |
| Motel 6 | 18 | thin | — |
| La Quinta Inn | 14 | thin | — |
| Red Roof Inn | 14 | thin | — |
| Microtel | 9 | thin | — |
| Best Western - Best Western Plus - Best Western Premier- Executive Residency by Best Western- @Home by Best Western - GLo - Aiden - Membership Agreement | 8 | thin | — |
| Country Inns & Suites | 8 | thin | — |
Same sector, same state, same public records — how Holiday Inn Express compares to the systems a buyer in Alabama would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Holiday Inn Express's numbers, including talking you out of a bad deal.