SBA 7(a)/504 FOIA · FY1991–PRESENT · KENTUCKY
Holiday Inn Express franchise in Kentucky: what the public record shows
Franchisees of Holiday Inn Express in Kentucky have taken 22 SBA loans since 1991 (average $1,982,100), and of the 13 loans whose story has ended, 38.5% were charged off — versus 11.7% for Holiday Inn Express nationally and 14.8% across all rateable franchise brands.
Loans in KY
22
Resolved
13
Local charge-off
38.5%
National charge-off
11.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = KY. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in KY | Local charge-off | Units in KY |
|---|---|---|---|
| Super 8 | 29 | 9.1% | — |
| Days Inn | 18 | 23.5% | — |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 14 | thin | — |
| Red Roof Inn | 13 | thin | — |
| Motel 6 | 11 | thin | — |
| Howard Johnson | 8 | thin | — |
| Best Western - Best Western Plus - Best Western Premier- Executive Residency by Best Western- @Home by Best Western - GLo - Aiden - Membership Agreement | 7 | thin | — |
| Country Hearth Inn | 7 | thin | — |
| La Quinta Inn | 6 | thin | — |
| Ramada Inn | 6 | thin | — |
| Travelodge | 6 | thin | — |
| Best Western Inn | 5 | thin | — |
Same sector, same state, same public records — how Holiday Inn Express compares to the systems a buyer in Kentucky would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Holiday Inn Express's numbers, including talking you out of a bad deal.