SBA 7(a)/504 FOIA · FY1991–PRESENT · INDIANA
Hungry Howie'S Pizza franchise in Indiana: what the public record shows
Franchisees of Hungry Howie'S Pizza in Indiana have taken 14 SBA loans since 1991 (average $96,210), and of the 13 loans whose story has ended, 0.0% were charged off — versus 17.9% for Hungry Howie'S Pizza nationally and 14.8% across all rateable franchise brands.
Loans in IN
14
Resolved
13
Local charge-off
0.0%
National charge-off
17.9%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IN. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
11,431
statewide, all operators
Per 100k residents
165.1
national 179.9
Versus the country
-8%
thinner
Every business in Hungry Howie'S Pizza's industry operating in Indiana — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in IN | Local charge-off | Units in IN |
|---|---|---|---|
| Jimmy John's | 51 | 0.0% | — |
| Culver's | 49 | 9.4% | — |
| Quiznos | 41 | 14.3% | — |
| Biggby Coffee | 38 | 0.0% | — |
| Ritter'S Frozen Custard | 36 | 26.9% | — |
| Blimpie | 32 | 44.4% | — |
| Domino's Pizza | 30 | 4.5% | — |
| Smoothie King (Health Food Store) | 24 | 0.0% | — |
| Little Caesar Pizza | 16 | 7.1% | — |
| Nothing Bundt Cakes | 16 | thin | — |
| Arby's | 14 | 0.0% | — |
| Cold Stone Creamery | 14 | thin | — |
Same sector, same state, same public records — how Hungry Howie'S Pizza compares to the systems a buyer in Indiana would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Hungry Howie'S Pizza's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →