SBA 7(a)/504 FOIA · FY1991–PRESENT · NEW YORK
Huntington Learning Center franchise in New York: what the public record shows
Franchisees of Huntington Learning Center in New York have taken 9 SBA loans since 1991 (average $240,555)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 34.2% is the better guide.
Loans in NY
9
Resolved
4
Local charge-off
thin
National charge-off
34.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NY. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
7,543
statewide, all operators
Per 100k residents
38
national 26.5
Versus the country
+43%
denser
Every business in Huntington Learning Center's industry operating in New York — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$719
New York, BLS QCEW 2025
National average
$645
same industry, all states
Versus the country
+11%
costlier to staff
What Huntington Learning Center's industry actually pays workers in New York, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in NY | Local charge-off | Units in NY |
|---|---|---|---|
| The Learning Experience | 34 | 7.7% | — |
| Kiddie Academy | 33 | 14.3% | — |
| Tutor Time | 21 | 0.0% | — |
| SYLVAN LEARNING | 17 | 16.7% | 13 |
| The Goddard School | 15 | thin | — |
| Goldfish Swim School | 6 | thin | — |
| School of Rock | 6 | thin | — |
Same sector, same state, same public records — how Huntington Learning Center compares to the systems a buyer in New York would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Huntington Learning Center's numbers, including talking you out of a bad deal.