SBA 7(a)/504 FOIA · FY1991–PRESENT · OREGON
Kentucky Fried Chicken franchise in Oregon: what the public record shows
Franchisees of Kentucky Fried Chicken in Oregon have taken 9 SBA loans in the FY1991–present FOIA files (average $631,888). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Kentucky Fried Chicken's national ratio is 0.8× (not clearly different from 1.0×).
Loans in OR
9
Charged off (all years)
0 of 5
Loss ratio in OR
—
Loss ratio nationally (not clear)
0.8×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OR. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
Businesses in this industry
9,304
statewide, all operators
Per 100k residents
217.8
national 179.9
Versus the country
+21%
denser
Every business in Kentucky Fried Chicken's industry operating in Oregon — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across the brand-state cells in the loan data, denser markets have historically charged off less often than the thinnest (see the research page). A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$569
Oregon, BLS QCEW 2025
National average
$537
same industry, all states
Versus the country
+6%
costlier to staff
What Kentucky Fried Chicken's industry actually pays workers in Oregon, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This cost signal is independent of the FDD: a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in OR | Charged off (all years) | Loss ratio in OR | Units in OR |
|---|---|---|---|---|
| Subway | 81 | 1 of 69 | 0.09× | 207 |
| DAIRY QUEEN | 61 | 1 of 36 | 0.2× | — |
| Quiznos | 47 | 14 of 43 | 1.4×NOT CLEAR | — |
| Domino's Pizza | 26 | 2 of 17 | — | — |
| Cold Stone Creamery | 25 | 14 of 21 | — | — |
| Dutch Bros. Coffee | 25 | 0 of 16 | — | — |
| Jimmy John's | 13 | 0 of 12 | — | — |
| Taco Del Mar | 13 | 2 of 13 | — | — |
| Figaro'S Italian Pizza | 12 | 2 of 8 | — | — |
| Blimpie | 9 | 5 of 9 | — | — |
| Little Caesars | 9 | 0 of 8 | — | — |
| DENNY'S | 8 | 1 of 5 | — | 17 |
Other systems in Kentucky Fried Chicken's sector whose franchisees borrowed in Oregon. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing Kentucky Fried Chicken’s numbers, including talking you out of a bad deal.