FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · ALABAMA

La Quinta Inn franchise in Alabama: what the public record shows

Franchisees of La Quinta Inn in Alabama have taken 14 SBA loans in the FY1991–present FOIA files (average $1,885,057). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. La Quinta Inn's national ratio is 0.8× (not clearly different from 1.0×).

SBA loan outcomes · Alabamavs same-year franchise loans

Loans in AL

14

Charged off (all years)

2 of 7

Loss ratio in AL

—

Loss ratio nationally (not clear)

0.8×

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AL. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Same-sector systems with SBA loan history in Alabama12 systems
SystemLoans in ALCharged off (all years)Loss ratio in ALUnits in AL
Days Inn545 of 420.8×NOT CLEAR—
QUALITY INN341 of 17—43
Comfort Inn325 of 24——
Best Western Inn304 of 21——
Super 8281 of 18——
Hampton Inns270 of 20——
Holiday Inn Express221 of 11——
Choice Hotels International215 of 17——
ECONO LODGE211 of 14—24
Motel 6181 of 9——
Red Roof Inn141 of 7——
Ramada Inn102 of 6——

Other systems in La Quinta Inn's sector whose franchisees borrowed in Alabama. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

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