FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · MINNESOTA

Little Caesar Pizza franchise in Minnesota: what the public record shows

Franchisees of Little Caesar Pizza in Minnesota have taken 5 SBA loans since 1991 (average $354,360)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 7.5% is the better guide.

SBA loan outcomes · Minnesotavs national

Loans in MN

5

Resolved

4

Local charge-off

thin

National charge-off

7.5%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MN. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Minnesota vs nationalThin market

Businesses in this industry

8,754

statewide, all operators

Per 100k residents

151.1

national 179.9

Versus the country

-16%

thinner

Every business in Little Caesar Pizza's industry operating in Minnesota — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Minnesota12 systems
SystemLoans in MNLocal charge-offUnits in MN
Jimmy John's761.8%
Quiznos7221.7%
Culver's686.1%
PIZZA RANCH579.5%43
Papa Murphy'S Take & Bake Pizza440.0%
TACO JOHN'S376.3%50
Domino's Pizza363.6%
Dunn Bros Coffee3222.6%
Cold Stone Creamery3025.0%
Erbert & Gerbert'S Subs & Clubs2315.8%
Dunkin Donuts/Baskin-Robbins Co-Brand18thin
SCOOTER'S COFFEE18thin30

Same sector, same state, same public records — how Little Caesar Pizza compares to the systems a buyer in Minnesota would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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