FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA

Little Caesar Pizza franchise in Pennsylvania: what the public record shows

Franchisees of Little Caesar Pizza in Pennsylvania have taken 8 SBA loans since 1991 (average $276,187)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 7.5% is the better guide.

SBA loan outcomes · Pennsylvaniavs national

Loans in PA

8

Resolved

7

Local charge-off

thin

National charge-off

7.5%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Pennsylvania vs nationalTypical density

Businesses in this industry

22,134

statewide, all operators

Per 100k residents

169.2

national 179.9

Versus the country

-6%

thinner

Every business in Little Caesar Pizza's industry operating in Pennsylvania — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Pennsylvania12 systems
SystemLoans in PALocal charge-offUnits in PA
Dunkin Donuts/Baskin-Robbins Co-Brand1783.7%
Rita'S Real Italian Water Ice1046.0%
Quiznos10036.1%
Fox'S Pizza Den6019.6%
RITA'S ICE-CUSTARD-HAPPINESS500.0%
Saladworks4723.7%
Domino's Pizza4620.0%
Cold Stone Creamery4556.7%
Philly Soft Pretzel Factory4525.0%
Manhattan Bagel369.4%
Primohoagies327.1%
Tropical Smoothie Cafe29thin48

Same sector, same state, same public records — how Little Caesar Pizza compares to the systems a buyer in Pennsylvania would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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