SBA 7(a)/504 FOIA · FY1991–PRESENT · TENNESSEE
Maaco Auto Painting & Bodyworks/Maaco Collisi franchise in Tennessee: what the public record shows
Franchisees of Maaco Auto Painting & Bodyworks/Maaco Collisi in Tennessee have taken 5 SBA loans since 1991 (average $375,440)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 13.1% is the better guide.
Loans in TN
5
Resolved
1
Local charge-off
thin
National charge-off
13.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TN. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
1,645
statewide, all operators
Per 100k residents
22.8
national 30.2
Versus the country
-25%
thinner
Every business in Maaco Auto Painting & Bodyworks/Maaco Collisi's industry operating in Tennessee — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in TN | Local charge-off | Units in TN |
|---|---|---|---|
| Meineke | 17 | 26.7% | — |
| Christian Brothers Automotive | 15 | 0.0% | — |
| Midas Muffler Shop | 11 | thin | — |
| Exxon | 9 | thin | — |
| All Tune and Lube | 8 | thin | — |
| Maaco Auto Painting Center | 8 | thin | — |
| Milex/ Mr. Transmission | 8 | thin | — |
| Aamco Transmissions | 6 | thin | — |
| Amoco (Gas Station) | 5 | thin | — |
Same sector, same state, same public records — how Maaco Auto Painting & Bodyworks/Maaco Collisi compares to the systems a buyer in Tennessee would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Maaco Auto Painting & Bodyworks/Maaco Collisi's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →