FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · WISCONSIN

Maaco Auto Painting & Bodyworks/Maaco Collisi franchise in Wisconsin: what the public record shows

Franchisees of Maaco Auto Painting & Bodyworks/Maaco Collisi in Wisconsin have taken 9 SBA loans since 1991 (average $289,000)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 13.1% is the better guide.

SBA loan outcomes · Wisconsinvs national

Loans in WI

9

Resolved

3

Local charge-off

thin

National charge-off

13.1%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WI. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Wisconsin vs nationalDense market

Businesses in this industry

2,101

statewide, all operators

Per 100k residents

35.2

national 30.2

Versus the country

+17%

denser

Every business in Maaco Auto Painting & Bodyworks/Maaco Collisi's industry operating in Wisconsin — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Wisconsin12 systems
SystemLoans in WILocal charge-offUnits in WI
Mobil Oil (Stations)2115.8%
World Fuel Services, Inc Wholesale Supply Agreement18thin
Citgo Service Station12thin
Meineke12thin
Tires Plus12thin
Napa Auto Parts10thin
Exxon9thin
Shell Service Station7thin
Ubreakifix7thin
Carstar6thin
Midas Muffler Shop6thin
Maaco Auto Painting Center5thin

Same sector, same state, same public records — how Maaco Auto Painting & Bodyworks/Maaco Collisi compares to the systems a buyer in Wisconsin would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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