SBA 7(a)/504 FOIA · FY1991–PRESENT · MISSOURI
Maaco Auto Painting Center franchise in Missouri: what the public record shows
Franchisees of Maaco Auto Painting Center in Missouri have taken 10 SBA loans since 1991 (average $404,675)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 18.4% is the better guide.
Loans in MO
10
Resolved
9
Local charge-off
thin
National charge-off
18.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MO. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
1,993
statewide, all operators
Per 100k residents
31.9
national 30.2
Versus the country
+6%
denser
Every business in Maaco Auto Painting Center's industry operating in Missouri — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in MO | Local charge-off | Units in MO |
|---|---|---|---|
| Conoco Service Station | 19 | 30.8% | — |
| Midas Muffler Shop | 17 | 28.6% | — |
| Meineke | 14 | 16.7% | — |
| Aamco Transmissions | 13 | 45.5% | — |
| Cottman Transmission | 8 | thin | — |
| Carstar | 7 | thin | — |
| Christian Brothers Automotive | 7 | thin | — |
| Napa Auto Parts | 7 | thin | — |
| LINE-X | 5 | thin | 3 |
| Phillips 66 | 5 | thin | — |
Same sector, same state, same public records — how Maaco Auto Painting Center compares to the systems a buyer in Missouri would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Maaco Auto Painting Center's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →