SBA 7(a)/504 FOIA · FY1991–PRESENT · VIRGINIA
Maaco Auto Painting Center franchise in Virginia: what the public record shows
Franchisees of Maaco Auto Painting Center in Virginia have taken 11 SBA loans since 1991 (average $212,263), and of the 10 loans whose story has ended, 10.0% were charged off — versus 18.4% for Maaco Auto Painting Center nationally and 14.8% across all rateable franchise brands.
Loans in VA
11
Resolved
10
Local charge-off
10.0%
National charge-off
18.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = VA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
2,691
statewide, all operators
Per 100k residents
30.5
national 30.2
Versus the country
+1%
denser
Every business in Maaco Auto Painting Center's industry operating in Virginia — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in VA | Local charge-off | Units in VA |
|---|---|---|---|
| Meineke | 26 | 27.3% | — |
| All Tune and Lube | 21 | 18.2% | — |
| Aamco Transmissions | 19 | 54.5% | — |
| Midas Muffler Shop | 16 | 10.0% | — |
| Exxon | 12 | thin | — |
| Texaco Service Station | 9 | thin | — |
| Cottman Transmission | 7 | thin | — |
| Maaco Auto Painting & Bodyworks/Maaco Collisi | 7 | thin | — |
| Experimac | 6 | thin | — |
| LINE-X | 6 | thin | 4 |
| Mobil Oil (Stations) | 6 | thin | — |
| Valvoline Instant Oil Change | 6 | thin | — |
Same sector, same state, same public records — how Maaco Auto Painting Center compares to the systems a buyer in Virginia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Maaco Auto Painting Center's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →