SBA 7(a)/504 FOIA · FY1991–PRESENT · WASHINGTON
Maaco Auto Painting Center franchise in Washington: what the public record shows
Franchisees of Maaco Auto Painting Center in Washington have taken 12 SBA loans since 1991 (average $138,625)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 18.4% is the better guide.
Loans in WA
12
Resolved
7
Local charge-off
thin
National charge-off
18.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
2,152
statewide, all operators
Per 100k residents
27
national 30.2
Versus the country
-11%
thinner
Every business in Maaco Auto Painting Center's industry operating in Washington — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$1,184
Washington, BLS QCEW 2025
National average
$1,002
same industry, all states
Versus the country
+18%
costlier to staff
What Maaco Auto Painting Center's industry actually pays workers in Washington, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in WA | Local charge-off | Units in WA |
|---|---|---|---|
| Chevron (Gas Station) | 65 | 4.3% | — |
| Phillips 66 | 40 | 0.0% | — |
| Chevron - Retail Supply Contract | 37 | 0.0% | — |
| Shell Service Station | 32 | 4.8% | — |
| Exxon | 26 | 0.0% | — |
| Arco (Gas Station) | 25 | 0.0% | — |
| Texaco Service Station | 23 | 6.3% | — |
| Grease Monkey | 18 | 9.1% | — |
| Union 76 Oil | 16 | 7.7% | — |
| Aamco Transmissions | 14 | 27.3% | — |
| Conoco Service Station | 13 | 10.0% | — |
| LINE-X | 11 | thin | 3 |
Same sector, same state, same public records — how Maaco Auto Painting Center compares to the systems a buyer in Washington would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Maaco Auto Painting Center's numbers, including talking you out of a bad deal.