SBA 7(a)/504 FOIA · FY1991–PRESENT · ARKANSAS
Matco Tools franchise in Arkansas: what the public record shows
Franchisees of Matco Tools in Arkansas have taken 8 SBA loans since 1991 (average $94,625)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 34.7% is the better guide.
Loans in AR
8
Resolved
8
Local charge-off
thin
National charge-off
34.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AR. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| System | Loans in AR | Local charge-off | Units in AR |
|---|---|---|---|
| Subway | 34 | 6.5% | 240 |
| Firehouse Subs | 14 | 0.0% | 19 |
| DAIRY QUEEN | 9 | thin | — |
| Western Sizzlin Steak House | 8 | thin | — |
| Culligan | 6 | thin | 3 |
| GLO Tanning | 6 | thin | 10 |
| Radioshack | 6 | thin | — |
| Sears Catalog Store | 6 | thin | — |
| Buffalo Wild Wings (F/K/a Bw-3 (Buffalo Wings | 5 | thin | — |
| MERLE NORMAN COSMETICS | 5 | thin | 29 |
| Pizza Inn | 5 | thin | — |
Same sector, same state, same public records — how Matco Tools compares to the systems a buyer in Arkansas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Matco Tools's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →