SBA 7(a)/504 FOIA · FY1991–PRESENT · OHIO
Matco Tools franchise in Ohio: what the public record shows
Franchisees of Matco Tools in Ohio have taken 37 SBA loans since 1991 (average $68,982), and of the 35 loans whose story has ended, 40.0% were charged off — versus 34.7% for Matco Tools nationally and 14.8% across all rateable franchise brands.
Loans in OH
37
Resolved
35
Local charge-off
40.0%
National charge-off
34.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OH. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in OH | Local charge-off | Units in OH |
|---|---|---|---|
| Subway | 353 | 3.1% | 865 |
| DAIRY QUEEN | 156 | 8.3% | — |
| Minuteman Press | 41 | 14.3% | — |
| PETLAND | 41 | 42.9% | 5 |
| Sport Clips | 32 | 3.8% | 53 |
| Fastsigns | 30 | 4.8% | — |
| Firehouse Subs | 28 | 15.0% | 28 |
| Home Instead | 26 | 0.0% | 33 |
| JERSEY MIKE'S | 25 | 0.0% | 129 |
| Allstate Insurance | 22 | 10.0% | — |
| Buffalo Wild Wings (F/K/a Bw-3 (Buffalo Wings | 21 | 0.0% | — |
| MASSAGE ENVY | 21 | 5.3% | 30 |
Same sector, same state, same public records — how Matco Tools compares to the systems a buyer in Ohio would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Matco Tools's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →