SBA 7(a)/504 FOIA · FY1991–PRESENT · OKLAHOMA
Matco Tools franchise in Oklahoma: what the public record shows
Franchisees of Matco Tools in Oklahoma have taken 15 SBA loans since 1991 (average $68,106), and of the 14 loans whose story has ended, 42.9% were charged off — versus 34.7% for Matco Tools nationally and 14.8% across all rateable franchise brands.
Loans in OK
15
Resolved
14
Local charge-off
42.9%
National charge-off
34.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OK. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in OK | Local charge-off | Units in OK |
|---|---|---|---|
| Subway | 150 | 6.7% | 276 |
| JERSEY MIKE'S | 15 | 0.0% | 22 |
| QUALITY INN | 12 | thin | 24 |
| DAIRY QUEEN | 9 | thin | — |
| Fastsigns | 9 | thin | — |
| Minuteman Press | 9 | thin | — |
| HOTWORX | 8 | thin | 17 |
| PRECISION TUNE FRANCHISE AGREEMENT | 7 | thin | 9 |
| Uptown Cheapskate | 7 | thin | — |
| Blimpie | 6 | thin | — |
| MERLE NORMAN COSMETICS | 6 | thin | 25 |
| D-Bat | 5 | thin | 4 |
Same sector, same state, same public records — how Matco Tools compares to the systems a buyer in Oklahoma would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Matco Tools's numbers, including talking you out of a bad deal.