SBA 7(a)/504 FOIA · FY1991–PRESENT · OREGON
Matco Tools franchise in Oregon: what the public record shows
Franchisees of Matco Tools in Oregon have taken 7 SBA loans since 1991 (average $67,071)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 34.7% is the better guide.
Loans in OR
7
Resolved
6
Local charge-off
thin
National charge-off
34.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OR. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| System | Loans in OR | Local charge-off | Units in OR |
|---|---|---|---|
| Subway | 81 | 1.4% | 207 |
| DAIRY QUEEN | 61 | 2.8% | — |
| Home Instead | 12 | thin | 10 |
| RODEWAY INN | 11 | thin | 12 |
| DENNY'S | 8 | thin | 17 |
| Fastsigns | 8 | thin | — |
| Minuteman Press | 8 | thin | — |
| Budget Blinds | 7 | thin | — |
| Sport Clips | 6 | thin | 20 |
| BIG O TIRES | 5 | thin | 1 |
| CERTA PROPAINTERS | 5 | thin | 4 |
| MASSAGE ENVY | 5 | thin | 5 |
Same sector, same state, same public records — how Matco Tools compares to the systems a buyer in Oregon would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Matco Tools's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →