SBA 7(a)/504 FOIA · FY1991–PRESENT · WISCONSIN
Matco Tools franchise in Wisconsin: what the public record shows
Franchisees of Matco Tools in Wisconsin have taken 20 SBA loans since 1991 (average $54,785), and of the 17 loans whose story has ended, 17.6% were charged off — versus 34.7% for Matco Tools nationally and 14.8% across all rateable franchise brands.
Loans in WI
20
Resolved
17
Local charge-off
17.6%
National charge-off
34.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WI. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in WI | Local charge-off | Units in WI |
|---|---|---|---|
| Subway | 146 | 9.4% | 425 |
| DAIRY QUEEN | 77 | 8.6% | — |
| Budget Blinds | 23 | thin | — |
| Fastsigns | 17 | thin | — |
| Sport Clips | 15 | 0.0% | 32 |
| Minuteman Press | 14 | 25.0% | — |
| Harley Davidson | 12 | thin | — |
| MASSAGE ENVY | 12 | thin | 11 |
| Firehouse Subs | 10 | thin | 15 |
| Radioshack | 10 | thin | — |
| SERVICEMASTER RESTORE | 9 | thin | 64 |
| D-Bat | 8 | thin | 3 |
Same sector, same state, same public records — how Matco Tools compares to the systems a buyer in Wisconsin would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Matco Tools's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →