FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · CONNECTICUT

Mobil Oil (Stations) franchise in Connecticut: what the public record shows

Franchisees of Mobil Oil (Stations) in Connecticut have taken 11 SBA loans since 1991 (average $220,854)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 7.8% is the better guide.

SBA loan outcomes · Connecticutvs national

Loans in CT

11

Resolved

9

Local charge-off

thin

National charge-off

7.8%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CT. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Connecticut vs nationalTypical density

Businesses in this industry

1,125

statewide, all operators

Per 100k residents

30.6

national 30.2

Versus the country

+1%

denser

Every business in Mobil Oil (Stations)'s industry operating in Connecticut — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Connecticut6 systems
SystemLoans in CTLocal charge-offUnits in CT
Meineke1120.0%
Shell Service Station10thin
Aamco Transmissions7thin
Maaco Auto Painting Center5thin
Midas Muffler Shop5thin
Sunoco Service Station5thin

Same sector, same state, same public records — how Mobil Oil (Stations) compares to the systems a buyer in Connecticut would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

Before you sign anythingfree · 30 min · no commission

A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Mobil Oil (Stations)'s numbers, including talking you out of a bad deal.

Talk to an independent CPA before you buy →