SBA 7(a)/504 FOIA · FY1991–PRESENT · CONNECTICUT
Moe'S Sw Grill franchise in Connecticut: what the public record shows
Franchisees of Moe'S Sw Grill in Connecticut have taken 5 SBA loans since 1991 (average $420,820)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 12.4% is the better guide.
Loans in CT
5
Resolved
4
Local charge-off
thin
National charge-off
12.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CT. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
7,524
statewide, all operators
Per 100k residents
204.7
national 179.9
Versus the country
+14%
denser
Every business in Moe'S Sw Grill's industry operating in Connecticut — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$590
Connecticut, BLS QCEW 2025
National average
$537
same industry, all states
Versus the country
+10%
costlier to staff
What Moe'S Sw Grill's industry actually pays workers in Connecticut, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in CT | Local charge-off | Units in CT |
|---|---|---|---|
| Domino's Pizza | 34 | 22.7% | — |
| Dunkin Donuts/Baskin-Robbins Co-Brand | 28 | 0.0% | — |
| Quiznos | 28 | 52.0% | — |
| Cold Stone Creamery | 11 | thin | — |
| Wayback Burgers | 8 | thin | — |
| Carvel Ice Cream | 7 | thin | — |
| Five Guys | 7 | thin | — |
| Kentucky Fried Chicken | 7 | thin | — |
| Ben & Jerry'S Ice Cream | 6 | thin | — |
| Charley'S Grilled Subs | 5 | thin | — |
| Noodles & Company | 5 | thin | — |
Same sector, same state, same public records — how Moe'S Sw Grill compares to the systems a buyer in Connecticut would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Moe'S Sw Grill's numbers, including talking you out of a bad deal.