SBA 7(a)/504 FOIA · FY1991–PRESENT · TENNESSEE
Naturals2Go franchise in Tennessee: what the public record shows
Franchisees of Naturals2Go in Tennessee have taken 19 SBA loans in the FY1991–present FOIA files (average $129,473). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Naturals2Go's national ratio is 2.0×.
Loans in TN
19
Charged off (all years)
2 of 9
Loss ratio in TN
—
Loss ratio nationally
2.0×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TN. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| System | Loans in TN | Charged off (all years) | Loss ratio in TN | Units in TN |
|---|---|---|---|---|
| HobbyTown | 11 | 0 of 7 | — | — |
| Ace Hardware | 10 | 1 of 6 | — | — |
| Once Upon a Child | 9 | 0 of 7 | — | — |
| Plato'S Closet | 9 | 0 of 5 | — | — |
| Play It Again Sports | 8 | 0 of 3 | — | — |
| General Nutrition Center | 6 | 0 of 5 | — | — |
| Sears Catalog Store | 6 | 0 of 5 | — | — |
| Computer Renaissance | 5 | 1 of 4 | — | — |
| Radioshack | 5 | 0 of 2 | — | — |
Other systems in Naturals2Go's sector whose franchisees borrowed in Tennessee. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

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