SBA 7(a)/504 FOIA · FY1991–PRESENT · MISSISSIPPI
Pizza Inn franchise in Mississippi: what the public record shows
Franchisees of Pizza Inn in Mississippi have taken 10 SBA loans since 1991 (average $125,440)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 23.1% is the better guide.
Loans in MS
10
Resolved
6
Local charge-off
thin
National charge-off
23.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MS. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
4,811
statewide, all operators
Per 100k residents
163.5
national 179.9
Versus the country
-9%
thinner
Every business in Pizza Inn's industry operating in Mississippi — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$387
Mississippi, BLS QCEW 2025
National average
$537
same industry, all states
Versus the country
-28%
cheaper to staff
What Pizza Inn's industry actually pays workers in Mississippi, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in MS | Local charge-off | Units in MS |
|---|---|---|---|
| Fox'S Pizza Den | 13 | thin | — |
| Domino's Pizza | 12 | thin | — |
| Little Caesar Pizza | 11 | 9.1% | — |
| Zaxby's | 11 | thin | — |
| Quiznos | 8 | thin | — |
| Smoothie King | 8 | thin | — |
| TCBY | 8 | thin | — |
| Dickey'S Barbecue Pit | 6 | thin | — |
| Papa Johns | 6 | thin | — |
| Taco Del Mar | 6 | thin | — |
| CHECKERS RESTAURANT OR RALLY'S RESTAURANT | 5 | thin | — |
| HUDDLE HOUSE | 5 | thin | — |
Same sector, same state, same public records — how Pizza Inn compares to the systems a buyer in Mississippi would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Pizza Inn's numbers, including talking you out of a bad deal.