FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · IOWA

Play It Again Sports franchise in Iowa: what the public record shows

Franchisees of Play It Again Sports in Iowa have taken 11 SBA loans since 1991 (average $84,590), and of the 10 loans whose story has ended, 0.0% were charged off — versus 14.6% for Play It Again Sports nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Iowavs national

Loans in IA

11

Resolved

10

Local charge-off

0.0%

National charge-off

14.6%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Same-sector systems with SBA loan history in Iowa3 systems
SystemLoans in IALocal charge-offUnits in IA
Ben Franklin Store1230.0%
THE UPS STORE NON-TRADITIONAL6thin21
Winestyles5thin

Same sector, same state, same public records — how Play It Again Sports compares to the systems a buyer in Iowa would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Play It Again Sports's numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

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