SBA 7(a)/504 FOIA · FY1991–PRESENT · MARYLAND
Pump It Up franchise in Maryland: what the public record shows
Franchisees of Pump It Up in Maryland have taken 11 SBA loans since 1991 (average $257,363), and of the 11 loans whose story has ended, 18.2% were charged off — versus 15.7% for Pump It Up nationally and 14.8% across all rateable franchise brands.
Loans in MD
11
Resolved
11
Local charge-off
18.2%
National charge-off
15.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MD. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
696
statewide, all operators
Per 100k residents
11.1
national 11.9
Versus the country
-7%
thinner
Every business in Pump It Up's industry operating in Maryland — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$392
Maryland, BLS QCEW 2025
National average
$438
same industry, all states
Versus the country
-11%
cheaper to staff
What Pump It Up's industry actually pays workers in Maryland, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in MD | Local charge-off | Units in MD |
|---|---|---|---|
| Skyzone | 12 | thin | — |
| URBAN AIR ADVENTURE PARK | 6 | thin | — |
Same sector, same state, same public records — how Pump It Up compares to the systems a buyer in Maryland would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Pump It Up's numbers, including talking you out of a bad deal.