SBA 7(a)/504 FOIA · FY1991–PRESENT · MARYLAND
QUALITY INN franchise in Maryland: what the public record shows
Franchisees of QUALITY INN in Maryland have taken 10 SBA loans in the FY1991–present FOIA files (average $2,088,700). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. QUALITY INN's national ratio is 0.7×. Its latest FDD Item 20 state table reports 17 franchised outlets in Maryland (fiscal 2025) — about 0.27 per 100k residents.
Loans in MD
10
Charged off (all years)
0 of 6
Loss ratio in MD
—
Loss ratio nationally
0.7×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MD. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 17 | 0 |
| 2024 | 17 | 0 |
| 2025 | 17 | 0 |
| System | Loans in MD | Charged off (all years) | Loss ratio in MD | Units in MD |
|---|---|---|---|---|
| Days Inn | 14 | 0 of 11 | — | — |
| ECONO LODGE | 14 | 0 of 9 | — | 7 |
| Super 8 | 11 | 1 of 8 | — | — |
| Hampton Inns | 9 | 0 of 5 | — | — |
| La Quinta Inn | 9 | 0 of 3 | — | — |
| SLEEP INN | 8 | 0 of 3 | — | 9 |
| Country Inn | 7 | 1 of 3 | — | 10 |
| Red Roof Inn | 7 | 0 of 3 | — | — |
| Best Western Inn | 6 | 0 of 3 | — | — |
| Ramada Inn | 6 | 0 of 4 | — | — |
| Holiday Inn Express | 5 | 0 of 3 | — | — |
Other systems in QUALITY INN's sector whose franchisees borrowed in Maryland. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing QUALITY INN’s numbers, including talking you out of a bad deal.
Don Drummond — internal audit and controls background · what I charge