SBA 7(a)/504 FOIA · FY1991–PRESENT · MINNESOTA
QUALITY INN franchise in Minnesota: what the public record shows
Franchisees of QUALITY INN in Minnesota have taken 12 SBA loans in the FY1991–present FOIA files (average $1,533,700). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. QUALITY INN's national ratio is 0.7×. Its latest FDD Item 20 state table reports 22 franchised outlets in Minnesota (fiscal 2025) — about 0.38 per 100k residents.
Loans in MN
12
Charged off (all years)
1 of 5
Loss ratio in MN
—
Loss ratio nationally
0.7×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MN. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 23 | 0 |
| 2024 | 24 | 0 |
| 2025 | 22 | 0 |
| System | Loans in MN | Charged off (all years) | Loss ratio in MN | Units in MN |
|---|---|---|---|---|
| Americinn | 75 | 3 of 55 | 0.3× | — |
| Super 8 | 73 | 13 of 61 | 1.2×NOT CLEAR | — |
| Days Inn | 33 | 5 of 22 | — | — |
| Best Western Inn | 21 | 0 of 14 | — | — |
| Comfort Inn | 17 | 0 of 13 | — | — |
| Country Inn | 17 | 1 of 9 | — | 31 |
| ECONO LODGE | 13 | 1 of 11 | — | 6 |
| Holiday Inn Express | 13 | 0 of 8 | — | — |
| Americas Best Value Inn | 10 | 0 of 7 | — | — |
| Holiday Inn | 7 | 0 of 4 | — | — |
| Microtel | 7 | 0 of 4 | — | — |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 6 | 0 of 5 | — | — |
Other systems in QUALITY INN's sector whose franchisees borrowed in Minnesota. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing QUALITY INN’s numbers, including talking you out of a bad deal.
Don Drummond — internal audit and controls background · what I charge